I have been struggling with curves this entire class. Not that I don't understand them at all. It just takes me a while to put the pieces together to understand what they are communicating or how to interrupt them.
I would have appreciated discussing certain aspects of curves in the class room and how they are interrupted based on the information available to create them or how supply and demand may alter them. It would have gone a long way to increase my level of understanding of this subject.
This chapter was a mixture of what I already understand with new terms thrown in to rattle me a bit. Having a family, car payments, saving money for college and retirement I am well versed in budget constraints and the trade-offs associated with choices my wife and I have made over the years. Some good some not so good.
This chapter seemed a combination of common sense and if it were this simple everyone would be doing it. Years ago when my vices were the reason my bank account was lacking and my wife and I were trying to buy a house I got real about where my money went. Between quitting chewing tobacco ($3-$6 a day) soda (by the case), coffee every morning ($2 a day) and going out to eat way to often, in a short time we came up with a downpayment on a house. I was not making a lot of money back them but I was sure wasting a lot of it.
I could have done better financially to be honest. I haven't saved well I just put as much money away as was comfortable and left it alone. I payed little attention to interest rates what I lost in the market or gained. I have just focused on not over extending myself. That has bounced around as well. For the most part I worked hard. I like the question in the conclusion; Do people really think this way? They may I am not so sure it is conscious it is just what a consumer society does.
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